Need an appraisal for an FHA-backed mortgage? Call ValuAppraisal

The FHA keeps a roster of approved appraisers for each state - ValuAppraisal is on the roster of approved appraisers for CA. If you have an FHA-insured loan, be sure to hire ValuAppraisal, as we are approved and certified to handle FHA appraisal reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

An FHA loan is secured by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is make sure that the loan is secure in case the borrower defaults on his or her loan obligations. Applicable to all buyers, FHA loan programs are created to aid credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

Down payments are often lower with an FHA loan despite using conventional market rates. Purchasers with lesser income or less starting money to put down on a mortgage are helped the most from Federal Housing Administration loan programs.