Attention homeowners: Real estate appraisal services for in Santa Ana and Orange County

Here are the top 7 reasons why CA homeowners need ValuAppraisal:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge Orange county's assessment of your propertyworth
Remove PMI to cut your mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If real estate needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate

Do you own a house in or near Santa Ana? Do you need help deciding the price of your real estate?
Contact ValuAppraisal.

We at ValuAppraisal understand the special needs of a consumer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value report than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experienced in helping customers just like you remove unwanted and unneeded PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if your house is not appreciating as much as other houses nearby. This only means you're most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from ValuAppraisal is your perfect weapon.

Was your HELOC recently frozen?

If your home is close to a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow standpoint. ValuAppraisal can help you reinstate your home equity line of credit with efficient appraisal.

We Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for preciseness? An appraiser from ValuAppraisal can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? ValuAppraisal can We can assist you. Even though this is usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your home.